.page-disclaimer {
  background: var(--cream);
  color: var(--ink);
}

/* ---------- Hero ---------- */
.page-disclaimer .statement-hero {
  background: var(--ink);
  color: var(--cream);
  padding-bottom: clamp(40px, 6vw, 80px);
  position: relative;
  overflow: hidden;
}

.page-disclaimer .statement-hero::after {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  width: 42%;
  height: 1px;
  background: var(--gold);
  opacity: 0.7;
  pointer-events: none;
}

.page-disclaimer .statement-hero .breadcrumb {
  padding: clamp(20px, 3vw, 30px) 0 clamp(26px, 4vw, 44px);
}

.page-disclaimer .statement-hero .breadcrumb-link {
  color: var(--sand);
}

.page-disclaimer .statement-hero .breadcrumb-link:hover {
  color: var(--gold);
}

.page-disclaimer .statement-hero .breadcrumb-item[aria-current] {
  color: rgba(250, 244, 232, 0.68);
}

.page-disclaimer .statement-hero-grid {
  display: grid;
  gap: clamp(28px, 4vw, 52px);
  align-items: center;
}

.page-disclaimer .statement-hero-copy .eyebrow {
  color: var(--gold);
  margin: 0 0 clamp(14px, 2vw, 20px);
}

.page-disclaimer .statement-hero h1 {
  margin: 0 0 clamp(14px, 2vw, 22px);
  font-size: clamp(38px, 6.4vw, 74px);
  font-weight: 300;
  line-height: 1.08;
  letter-spacing: 0.01em;
  color: var(--cream);
}

.page-disclaimer .statement-hero .lede {
  margin: 0;
  max-width: 46ch;
  font-size: clamp(15px, 1.55vw, 17px);
  line-height: 1.9;
  color: rgba(250, 244, 232, 0.78);
}

.page-disclaimer .statement-hero-fig {
  margin: 0;
  padding: 8px;
  border: 1px solid rgba(185, 130, 36, 0.45);
  background: rgba(8, 24, 39, 0.55);
}

.page-disclaimer .statement-hero-fig img {
  display: block;
  width: 100%;
  height: auto;
  max-width: 100%;
  aspect-ratio: 2 / 1;
  object-fit: cover;
}

/* ---------- Body layout ---------- */
.page-disclaimer .statement-body {
  padding: clamp(44px, 6vw, 88px) 0 clamp(56px, 8vw, 108px);
}

.page-disclaimer .statement-layout {
  display: grid;
  gap: clamp(30px, 5vw, 60px);
}

.page-disclaimer .statement-clauses {
  min-width: 0;
}

/* ---------- TOC ---------- */
.page-disclaimer .statement-toc {
  align-self: start;
  border-top: 1px solid var(--line-strong);
  padding-top: 16px;
}

.page-disclaimer .toc-label {
  margin: 0 0 16px;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.16em;
  color: var(--slate);
  font-feature-settings: "tnum";
}

.page-disclaimer .toc-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 2px;
}

.page-disclaimer .toc-link {
  display: flex;
  align-items: baseline;
  gap: 10px;
  padding: 9px 0;
  font-size: 13.5px;
  line-height: 1.5;
  color: var(--ink);
  text-decoration: none;
  border-bottom: 1px solid transparent;
  transition: color 0.25s var(--ease), border-color 0.25s var(--ease);
}

.page-disclaimer .toc-num {
  min-width: 1.7em;
  font-size: 11px;
  letter-spacing: 0.08em;
  color: var(--gold-deep);
  font-feature-settings: "tnum";
}

.page-disclaimer .toc-link:hover,
.page-disclaimer .toc-link:focus-visible {
  color: var(--gold-deep);
  border-bottom-color: var(--gold);
}

.page-disclaimer .toc-top {
  display: inline-block;
  margin-top: 22px;
  font-size: 11px;
  letter-spacing: 0.14em;
  color: var(--gold-deep);
  text-decoration: none;
  border-bottom: 1px solid transparent;
  transition: border-color 0.25s var(--ease), color 0.25s var(--ease);
}

.page-disclaimer .toc-top:hover,
.page-disclaimer .toc-top:focus-visible {
  color: var(--teal);
  border-bottom-color: var(--teal);
}

/* ---------- Clauses ---------- */
.page-disclaimer .clause {
  padding: clamp(26px, 4vw, 44px) 0;
  border-top: 1px solid var(--line);
}

.page-disclaimer .clause:first-of-type {
  border-top: 1px solid var(--line-strong);
  padding-top: clamp(20px, 3vw, 30px);
}

.page-disclaimer .clause-head {
  display: flex;
  align-items: baseline;
  flex-wrap: wrap;
  gap: clamp(12px, 1.6vw, 20px);
  margin-bottom: clamp(14px, 2vw, 20px);
}

.page-disclaimer .clause-num {
  font-size: clamp(26px, 3.4vw, 38px);
  font-weight: 800;
  line-height: 1;
  letter-spacing: -0.02em;
  color: var(--ink);
  font-feature-settings: "tnum";
  transition: color 0.3s var(--ease);
}

.page-disclaimer .clause-title {
  margin: 0;
  font-size: clamp(19px, 2.2vw, 26px);
  font-weight: 600;
  line-height: 1.3;
  color: var(--ink);
  transition: color 0.3s var(--ease);
}

.page-disclaimer .clause:hover .clause-num {
  color: var(--gold);
}

.page-disclaimer .clause:hover .clause-title {
  color: var(--gold-deep);
}

.page-disclaimer .clause-body p {
  margin: 0 0 14px;
  max-width: 70ch;
  font-size: clamp(15px, 1.5vw, 16.5px);
  line-height: 1.9;
  color: rgba(14, 34, 56, 0.86);
}

.page-disclaimer .clause-body p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .clause-body a {
  color: var(--gold-deep);
  text-decoration: none;
  border-bottom: 1px solid rgba(185, 130, 36, 0.5);
  transition: color 0.25s var(--ease), border-color 0.25s var(--ease);
}

.page-disclaimer .clause-body a:hover,
.page-disclaimer .clause-body a:focus-visible {
  color: var(--teal);
  border-bottom-color: var(--teal);
}

.page-disclaimer .clause-list {
  list-style: none;
  margin: 18px 0 0;
  padding: 0;
  display: grid;
  gap: 10px;
}

.page-disclaimer .clause-list li {
  position: relative;
  padding-left: 22px;
  font-size: clamp(14px, 1.4vw, 15.5px);
  line-height: 1.75;
  color: var(--slate);
}

.page-disclaimer .clause-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.82em;
  width: 10px;
  height: 1px;
  background: var(--gold);
}

/* ---------- Responsive ---------- */
@media (max-width: 979px) {
  .page-disclaimer .toc-list {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
    margin-bottom: 6px;
  }

  .page-disclaimer .toc-link {
    padding: 6px 12px;
    font-size: 12.5px;
    border: 1px solid var(--line-strong);
  }

  .page-disclaimer .toc-link:hover,
  .page-disclaimer .toc-link:focus-visible {
    border-color: var(--gold);
  }

  .page-disclaimer .toc-num {
    min-width: 0;
  }
}

@media (min-width: 900px) {
  .page-disclaimer .statement-hero-grid {
    grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  }
}

@media (min-width: 980px) {
  .page-disclaimer .statement-layout {
    grid-template-columns: minmax(190px, 230px) minmax(0, 1fr);
    gap: clamp(48px, 6vw, 92px);
    align-items: start;
  }

  .page-disclaimer .statement-toc {
    position: sticky;
    top: calc(var(--header-h) + 32px);
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer .toc-link,
  .page-disclaimer .toc-top,
  .page-disclaimer .clause-num,
  .page-disclaimer .clause-title,
  .page-disclaimer .clause-body a {
    transition: none;
  }
}
<<<END>>>